When most people think of estate planning, they imagine giving everything away — signing over their assets, losing control, and simply hoping it works out for their heirs.
However, smart estate planning isn’t about giving up control.
Instead, it’s about keeping control of your wealth while protecting it from taxes and preserving it for the next generation.
For commercial real estate owners, there’s a powerful way to achieve this:
the irrevocable non-grantor trust.
How Savvy CRE Owners Protect & Grow Their Wealth
Here’s how it works:
➡️ Transfer the property into an irrevocable non-grantor trust.
This removes the property from your personal name — and your taxable estate — yet you don’t lose all the benefits.
➡️ The trust owns the property and claims the tax benefits.
Because it is a separate taxable entity, the trust can still leverage strategies like cost segregation and depreciation to reduce taxes.
➡️ The trust distributes the income back to you through the trustee.
Even though you no longer “own” the property outright, you continue to enjoy its cash flow.
➡️ The property — and its future appreciation — stay out of your taxable estate.
Therefore, your heirs inherit more, and the IRS gets less.
Why Use a Non-Grantor Trust?
âś… You keep the cash flow.
âś… You protect the property from estate taxes, creditors, and legal claims.
✅ You preserve your legacy — without leaving money on the table.
In fact, this is how many high-net-worth individuals continue growing their wealth and passing it on intact.
Why Most People Miss This
Typically, attorneys focus only on drafting the legal documents.
Meanwhile, accountants often concentrate solely on preparing tax returns.
Yet, estate planning at this level requires more — specifically, it takes legal, tax, and timing strategies working together to be truly effective.
At Tax Logic™, we bring the full strategy together:
Tax. Trust. Timing.
So you don’t miss the opportunity to grow and protect what you’ve built.
Before You Sign That Trust Document…
Make sure the strategy is aligned with your long-term goals.
Ensure the trust actually works for your property and cash flow.
And confirm that you’re not leaving valuable tax advantages on the table.
📩 Let’s talk before you sign.
You may be able to keep more, protect more, and pass on more than you think.
